What Is A Home Inspection?
A home inspection is a visual inspection of the structure
and components of a home to find items that are not
performing correctly or items that are unsafe. If a problem
or a symptom of a problem is found the home inspector will
include a description of the problem in a written report and
may recommend further evaluation.
Why is a
home inspection important?
Home Buyers: Emotion often affects the buyer and
makes it hard to imagine any problems with their new home. A
buyer needs a home inspection to find out all the problems
possible with the home before moving in.
Home Sellers:
More and more sellers are choosing to have a thorough
inspection before or when they first list their home. First
and foremost, you should have a home inspection for full
disclosure. You will have demonstrated that you did all you
could do to reveal any defects within
the home. Second, you will save money and hassle by knowing
now what your defects are, not after you have already
negotiated a price and are faced with costly repairs
discovered on the buyers inspection. Defects found before
the buyer comes along allow you to shop around for a
contractor and not deal with inflated estimates that a buyer
will present.
What if
the report reveals problems?
All homes (even new construction) have problems. Every
problem has a solution. Solutions vary from a simple fix of
the component to adjusting the purchase price. Having a home
inspection allows the problem to be addressed before the
sale closes.
What
does a home inspection include?
A home inspector's report will review the condition
of the home's heating system, central air conditioning
system (temperature permitting), interior plumbing and
electrical systems; the roof, attic, and visible insulation;
walls, ceilings, floors, windows and doors; the foundation,
basement, and visible structure. Many inspectors will also
offer additional services not included in a typical home
inspection, such as mold, radon and water testing.
What
should I NOT expect from a home inspection?
- A home
inspection is not protection against future failures.
Stuff happens! Components like air conditioners and Heat
Systems can and will break down. A home inspection tells
you the condition of the component at the time the
component was inspected. For protection from future
failure you may want to consider a home warranty.
- A home
inspection is not an appraisal that determines the value
of a home. Nor will a home inspector tell you if you
should buy this home or what to pay for this home.
- A home
inspection is not a code inspection, which verifies local
building code compliance. A home inspector will not pass
or fail a house. Homes built before code revisions are not
obligated to comply with the code for homes built today.
Home inspectors will report findings when it comes to
safety concerns that may be in the current code such as
ungrounded outlets above sinks. A home inspector thinks
"Safety" not "Code" when performing a home inspection.
Should I
attend the home inspection?
It is often helpful to be there so the home
inspector can explain in person and answer any questions you
may have. This is an excellent way to learn about your new
home even if no problems are found. But be sure to give the
home inspector time and space to concentrate and focus so he
can do the best job possible for you.
What is
a Home Warranty?
A home warranty does protect you against components that
fail in the future. You may have to pay a deductible
(service call fee) when you have a problem. If you choose to
have a warranty, be sure and qualify coverage of your
problem over the phone with the warranty company before they
send a repairman. If you do not, you may find out that your
problem is not covered and you still must pay the deductible
or trip service fee. If you have a home inspection and you
know your furnace or another major component is old, you may
be better off to buy a warranty before you purchase. We
recommend you look closely at what is NOT covered in
warranty company policies as you compare prices. |