What Is A Home Inspection?
A home inspection is a visual inspection of the structure
and components of a home to find items that are not performing
correctly or items that are unsafe. If a problem or a
symptom of a problem is found the home inspector will
include a description of the problem in a written report
and may recommend further evaluation. Why is
a home inspection important?
Home Buyers: Emotion often affects the buyer
and makes it hard to imagine any problems with their
new home. A buyer needs a home inspection to find out
all the problems possible with the home before moving
in.
Home Sellers: More and more sellers are choosing to
have a thorough inspection before or when they first
list their home. First and foremost, you should have
a home inspection for full disclosure. You will have
demonstrated that you did all you could do to reveal
any defects within
the home. Second, you will save money and hassle by
knowing now what your defects are, not after you have
already negotiated a price and are faced with costly
repairs discovered on the buyers inspection. Defects
found before the buyer comes along allow you to shop
around for a contractor and not deal with inflated estimates
that a buyer will present.
What if the report reveals problems?
All homes (even new construction) have problems. Every
problem has a solution. Solutions vary from a simple
fix of the component to adjusting the purchase price.
Having a home inspection allows the problem to be addressed
before the sale closes.
What does a home inspection include?
A home inspector's report will review the condition
of the home's heating system, central air conditioning
system (temperature permitting), interior plumbing and
electrical systems; the roof, attic, and visible insulation;
walls, ceilings, floors, windows and doors; the foundation,
basement, and visible structure. Many inspectors will
also offer additional services not included in a typical
home inspection, such as mold, radon and water testing.
What should I NOT expect from a home inspection?
- A home inspection is not protection against future
failures. Stuff happens! Components like air conditioners
and Heat Systems can and will break down. A home inspection
tells you the condition of the component at the time
the component was inspected. For protection from future
failure you may want to consider a home warranty.
- A home inspection is not an appraisal that determines
the value of a home. Nor will a home inspector tell
you if you should buy this home or what to pay for
this home.
- A home inspection is not a code inspection, which
verifies local building code compliance. A home inspector
will not pass or fail a house. Homes built before
code revisions are not obligated to comply with the
code for homes built today. Home inspectors will report
findings when it comes to safety concerns that may
be in the current code such as ungrounded outlets
above sinks. A home inspector thinks "Safety"
not "Code" when performing a home inspection.
Should I attend the home inspection?
It is often helpful to be there so the home
inspector can explain in person and answer any questions
you may have. This is an excellent way to learn about
your new home even if no problems are found. But be
sure to give the home inspector time and space to concentrate
and focus so he can do the best job possible for you.
What is a Home Warranty?
A home warranty does protect you against components
that fail in the future. You may have to pay a deductible
(service call fee) when you have a problem. If you choose
to have a warranty, be sure and qualify coverage of
your problem over the phone with the warranty company
before they send a repairman. If you do not, you may
find out that your problem is not covered and you still
must pay the deductible or trip service fee. If you
have a home inspection and you know your furnace or
another major component is old, you may be better off
to buy a warranty before you purchase. We recommend
you look closely at what is NOT covered in warranty
company policies as you compare prices.
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